Partner and Merchant Spotlight

What Are ACH Credit Benefits?

Slash Your Fees

Experience unparalleled savings; reduce overheads with ACH Credits' minimal fees for your vendor payouts.

Master Bulk Payments

Seamlessly manage mass transactions; perfect for SMBs disbursing to multiple vendors or customers at once.

Safeguard Every Transfer

Prioritize your business's security; ACH Credits ensure low-risk transfers every time.

Customize Your Limits

Tailored transaction limits; give your business the flexibility to disburse as per unique needs.

Cost Effective

ACH Credits have revolutionize the disbursement landscape for small and medium-sized businesses. Imagine streamlined, efficient disbursements to your valued customers and vendors without the hefty fees. This powerful tool offers an optimal solution for your bulk payment needs.

By choosing ACH Credits, you're not just making a smart financial move, but you're also elevating your business operations, ensuring that your vendor and customer relationships remain strong with timely and reliable transactions. Dive into the future of B2C and B2B transactions; let ACH Credits pave the way.

Always On, Pure Digital

In the bustling world of businesses, small and medium-sized businesses require flexibility, especially when disbursing funds to customers or vendors. ACH Credits understand this need deeply. Offering user-tailored limits, these transactions prioritize your business's unique requirements. No more one-size-fits-all constraints.

Now, enjoy a payment solution that scales with your ambitions, ensuring each disbursement aligns with your business strategy. Dive into a world where your limits are crafted just for you, and witness seamless, efficient transactions that truly resonate with your disbursement needs.

Flexible Fees Boost Profits

ACH Credits steps in as a game-changer, introducing unmatched capabilities for bulk payment processing. No longer will businesses grapple with multiple transactions, losing time and energy. With ACH Credits, disbursements to customers and vendors become a streamlined process, effortlessly handling volume while maintaining precision.

It's the smart choice for businesses aiming to optimize their financial operations, ensuring timely and reliable payouts. Embrace a tool designed for the scale and complexity of your business needs.

Why Use ACH Credits?

Gig Worker Payments

Efficient ACH Credits for gig workers ensures quick transfers with unbeatable low fees. Boost your gig economy game.

Affiliate Disbursements

Simplify bulk payments to affiliates. Seamlessly manage high-volume disbursements without the usual hassles.

Payroll Solutions

Custom limits on payroll ensure businesses cater to diverse needs. Optimal, streamlined, and without breaking the bank.

Lending Payouts

Lenders can enjoy secure, user-specific payout limits with minimal risks. A smarter, safer lending disbursement awaits.

Spaces We're Disrupting

B2C Payouts


Gig Economy

Earned Wage Access

Cross-Border Payments

Lotteries & Gambling

Government Aid



B2B Payments

Rapid Merchant Settlements

Accounts Payable

Cross-Border Payments

Online Market Places

What is an Orchestration Engine

AptPay has developed a comprehensive ecosystem that combines payment and compliance services. This orchestration engine consolidates all payment methods, from domestic payment processing to instant fund disbursement and cross-border remittances.

It also integrates verification processes such as KYC, AML checks, sanction screening, and other regulatory assessments, enhancing its overall power and efficiency. Enter the Orchestration Engine. Discover the future of seamless transactions and compliance with AptPay today.

Your Business. Our Platform. Payments Evolved

Seamless Payment Experience: Our platform isn't just about payments – it’s about powering your business. In today's fast-paced business world, you can't afford hitches.

Our platform streamlines your payment processes, allowing you to focus on what truly matters. With easy integration backed by comprehensive documentation, even the least tech-savvy can master our platform, boosting business growth and efficiency.

Unlock Effortless API Integration

Streamline and Secure: Our API solution isn't just about easing payment processes; it's about revolutionizing them. When you integrate with our platform, you're not only streamlining your financial procedures but also ensuring top-notch security.

With encryption and tokenization at its core, you can guarantee your clients that their transactions are in safe hands, while our comprehensive documentation makes the integration journey as smooth as silk.