Partner and Merchant Spotlight

What Are Cross Border Payment Benefits?

Global Reach 120+ Nations

Expand your business presence by disbursing payments effortlessly across 120+ countries to meet your customer and vendor needs.

Unbeatable FX Rates

Achieve significant cost savings and maximize your profitability with the industry's best foreign exchange rates.

Vast 90% Bank Access

Seamless connectivity with a vast network covering 90% of banks ensures your vendor payouts are always accessible.

Swift Business Transactions

Timely and efficient transactions mean swift payments, keeping your business relationships strong and trust intact.

Maximize FX Savings

In the world of cross-border transactions, every cent matters, especially for small and medium-sized businesses. Our Cross-Border Payments platform offers businesses an unparalleled advantage with the industry's most favorable foreign exchange rates.

It's more than just a transaction; it's about amplifying your earnings, reducing unnecessary costs, and ensuring that your international disbursements, whether to customers or vendors, provide the best value. Partner with us and empower your business to thrive in the global market, maximizing profitability while ensuring seamless, efficient transactions. It's time to make every dollar count.

Global Reach, 120+ Nations

Navigating the complexities of international business transactions can be daunting, especially for Small and Medium-sized businesses. Enter our Cross-Border Payments platform, your gateway to over 120 countries. By facilitating seamless money transfers from Canada, we're breaking down barriers and connecting businesses to a vast network of opportunities.

Whether it's disbursing payments to a vendor in Asia or a customer in Europe, our extensive reach ensures your business stays agile, efficient, and most importantly, global. Partner with us and extend your business horizons; it's time to tap into a world of endless possibilities and growth.

Swift Payouts

In the fast-paced world of international business, timing is everything. Delays can equate to missed opportunities or strained relationships. Our Cross-Border Payments platform ensures your transactions aren't just compliant and far-reaching, but also timely.

With us, disbursements to your vendors or customers overseas happen with unparalleled swiftness. Whether you're settling an invoice, rewarding a loyal customer, or funding a project, our commitment to timely transactions means your business keeps its promises and maintains a competitive edge. Choose efficiency. Choose us.

Why Use Cross Border Payments?

Import Export: Global Reach, Best Rates

Empower your import-export business with seamless transactions in 120+ countries, ensuring optimal FX rates and efficiency.

Customer Payouts: Swift, Wide Network

Swiftly manage customer payouts, leveraging our vast 90% bank network for timely and efficient disbursements.

Vendor Payouts: 120+ Countries, Best FX

Vendor relationships thrive with our reach to 120+ countries, unbeatable FX rates, and streamlined processes.

Remittances: Timely, 90%+ Bank Access

Send remittances globally with confidence, accessing 90% of banks and guaranteeing timely transactions for your business needs.

Spaces We're Disrupting

B2C Payouts


Gig Economy

Earned Wage Access

Cross-Border Payments

Lotteries & Gambling

Government Aid



B2B Payments

Rapid Merchant Settlements

Accounts Payable

Cross-Border Payments

Online Market Places

What is an Orchestration Engine

AptPay has developed a comprehensive ecosystem that combines payment and compliance services. This orchestration engine consolidates all payment methods, from domestic payment processing to instant fund disbursement and cross-border remittances.

It also integrates verification processes such as KYC, AML checks, sanction screening, and other regulatory assessments, enhancing its overall power and efficiency. Enter the Orchestration Engine. Discover the future of seamless transactions and compliance with AptPay today.

Your Business. Our Platform. Payments Evolved

Seamless Payment Experience: Our platform isn't just about payments – it’s about powering your business. In today's fast-paced business world, you can't afford hitches.

Our platform streamlines your payment processes, allowing you to focus on what truly matters. With easy integration backed by comprehensive documentation, even the least tech-savvy can master our platform, boosting business growth and efficiency.

Unlock Effortless API Integration

Streamline and Secure: Our API solution isn't just about easing payment processes; it's about revolutionizing them. When you integrate with our platform, you're not only streamlining your financial procedures but also ensuring top-notch security.

With encryption and tokenization at its core, you can guarantee your clients that their transactions are in safe hands, while our comprehensive documentation makes the integration journey as smooth as silk.