Rapid Merchant Settlements

  • Rapid and Instant Settlements greatly benefits merchants with immediate access to the funds for: purchasing inventory, paying employees, and covering expenses
  • A handful of merchant account providers now offer some form of real-time settlements to help smaller, independent businesses since the pandemic
  • Merchants frequently have frustrations with bank policies regarding holds and reserves. Most accounts require a hold period, ranging from 1 to 14 days, depending on the size of the reserve, amount of funds found in the account, the merchant’s account status, and the type of business.

Why Use The AptPay Hub?

Simple Integration

Connect seamlessly through API integration or Web Portal to any channel, providing customers with flexibility, control, security, and speed.

Speed & Improved Service

Receiver inputs their card number, and money is received in their account in real-time*. Funds are made available to customers and suppliers anytime, anywhere in the financial accounts of their choosing.

Security & Stability

Best-in-class security & compliance capabilities for managing regulatory, financial and fraud risk. Mastercard and Visa certified – backed by the security & reliability of the largest global payment networks

Ubiquity & Efficiency

Can send funds to both card and non-card end points, including accounts, mobile wallets and cash-out locations. Helps drive efficiencies within payout processes and systems.

Control

Provides real-time visibility and multi-level transaction controls, such as transaction limits and velocity controls, plus the ability to approve or reject a payment manually.

Reach

API or Web Portal connection to virtually all debit cards, bank accounts, & prepaid cards. White-label options are also available to promote your own brand & customer service values.

One Platform; Multiple Applications

We can support any company looking to provide an instant disbursement service across any of the following applications:

B2C Payouts

Insurance/Healthcare

Gig Economy

Earned Wage Access

Cross-Border Payments

Lotteries & Gambling

Government Aid

Travel

Lending

B2B Payments

Rapid Merchant Settlements

Accounts Payable

Cross-Border Payments

Online Market Places

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