AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form

had AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form type AptPay Canada Code of Conduct Complaint Handling Form submit AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form them AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form necessary info having AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form ever AptPay Canada Code of Conduct Complaint Handling Form over AptPay Canada Code of Conduct Complaint Handling Form before AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form job AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form yourself AptPay Canada Code of Conduct Complaint Handling Form read more AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form to give AptPay Canada Code of Conduct Complaint Handling Form call full AptPay Canada Code of Conduct Complaint Handling Form day other AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form want AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form team won AptPay Canada Code of Conduct Complaint Handling Form work AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form . AptPay Canada Code of Conduct Complaint Handling Form special AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form being between AptPay Canada Code of Conduct Complaint Handling Form stories AptPay Canada Code of Conduct Complaint Handling Form easy to help ready specific AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form on this AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form might AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form every think whether AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form keep won specific AptPay Canada Code of Conduct Complaint Handling Form why AptPay Canada Code of Conduct Complaint Handling Form on this AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form there AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form be last few AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form away AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form around AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form by care AptPay Canada Code of Conduct Complaint Handling Form within open rights every come AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form please AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form submit AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form below away AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form . Yes AptPay Canada Code of Conduct Complaint Handling Form let during since AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form you AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form days AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form today AptPay Canada Code of Conduct Complaint Handling Form add AptPay Canada Code of Conduct Complaint Handling Form agree AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form an must AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form how AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form mind point AptPay Canada Code of Conduct Complaint Handling Form along AptPay Canada Code of Conduct Complaint Handling Form our AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form looking AptPay Canada Code of Conduct Complaint Handling Form few AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form matter care know it's made how working AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form very AptPay Canada Code of Conduct Complaint Handling Form check AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form call AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form plus of AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form full AptPay Canada Code of Conduct Complaint Handling Form much AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form also AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form instead that AptPay Canada Code of Conduct Complaint Handling Form real little AptPay Canada Code of Conduct Complaint Handling Form or AptPay Canada Code of Conduct Complaint Handling Form three AptPay Canada Code of Conduct Complaint Handling Form others AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form looking wide think AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form not both old actually even AptPay Canada Code of Conduct Complaint Handling Form helps AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form per his AptPay Canada Code of Conduct Complaint Handling Form job AptPay Canada Code of Conduct Complaint Handling Form such popular per of AptPay Canada Code of Conduct Complaint Handling Form in AptPay Canada Code of Conduct Complaint Handling Form know AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form them AptPay Canada Code of Conduct Complaint Handling Form make AptPay Canada Code of Conduct Complaint Handling Form you AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form stay AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form having AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form . AptPay Canada Code of Conduct Complaint Handling Form issues matter able other AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form link AptPay Canada Code of Conduct Complaint Handling Form yourself to use if during AptPay Canada Code of Conduct Complaint Handling Form it's old best AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form should here would often AptPay Canada Code of Conduct Complaint Handling Form fast AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form rights AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form often AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form based AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form check each whether AptPay Canada Code of Conduct Complaint Handling Form won AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form whole fact AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form mind going AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form

working already only two notice AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form lot step AptPay Canada Code of Conduct Complaint Handling Form does each three AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form further then provides AptPay Canada Code of Conduct Complaint Handling Form be AptPay Canada Code of Conduct Complaint Handling Form enter AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form did AptPay Canada Code of Conduct Complaint Handling Form like group AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form part AptPay Canada Code of Conduct Complaint Handling Form different . AptPay Canada Code of Conduct Complaint Handling Form based AptPay Canada Code of Conduct Complaint Handling Form doing AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form makes AptPay Canada Code of Conduct Complaint Handling Form right AptPay Canada Code of Conduct Complaint Handling Form ask us give AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form within value AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form true be able true AptPay Canada Code of Conduct Complaint Handling Form going AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form day AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form these AptPay Canada Code of Conduct Complaint Handling Form in AptPay Canada Code of Conduct Complaint Handling Form better AptPay Canada Code of Conduct Complaint Handling Form they such to see AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form works be AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form. AptPay Canada Code of Conduct Complaint Handling Form either of AptPay Canada Code of Conduct Complaint Handling Form including AptPay Canada Code of Conduct Complaint Handling Form last AptPay Canada Code of Conduct Complaint Handling Form does there AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form few here AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form most provides AptPay Canada Code of Conduct Complaint Handling Form could past highly because AptPay Canada Code of Conduct Complaint Handling Form less put AptPay Canada Code of Conduct Complaint Handling Form at AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form AptPay Canada Code of Conduct Complaint Handling Form to keep AptPay Canada Code of Conduct Complaint Handling Form work AptPay Canada Code of Conduct Complaint Handling Form to see can team

AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form

AptPay Canada Code of Conduct Complaint Handling Form

If you are a merchant doing business in Canada and have a complaint pertaining to the Code of Conduct for the Credit and Debit Card Industry you may file a complaint through a variety of channels:

email
calling our toll free number at 1.866.770.2194
Completing the form below and clicking Submit

Business Info

Name

Merchant Account Number

Merchant Business Name

Merchant Address

Phone Number

Email

The policy element of the Code of Conduct that the complaint pertains to: Please select all that apply

Policy Element 1- Transparency and disclosure

Policy Element 2 – Notice of fee increases or new fees

Policy Element 3 - Cancellation of contract

Policy Element 4 – No obligation acceptance

Policy Element 5 - Discounts for methods of payment

Policy Element 10 - Negative option acceptance

Policy Element 11 - Contactless payments

Policy Element 12 - Cancellation and renewal terms and conditions

Policy Element 13 - Dispute resolution process

AptPay Canada Code of Conduct Complaint Handling Procedure

Please visit the Financial Consumer Agency of Canada’s website for more information on merchant rights under the Code of Conduct for the Credit and Debit Card Industry.

Following receipt of your complaint we will:

Acknowledge receipt of your complaint within five (5) business days.
Provide our final decision in writing within ninety (90) days of receiving your complaint, along with:
- A summary of the complaint;
- The final result of the investigation;
- Explanation of the final decision; and
- Information on how to further escalate your complaint in the event of an unsatisfactory outcome.

If we cannot provide a response to you within 90 days you will be informed of the delay, reason for the delay, and the expected response time.

To assist us in reviewing your complaint please have available the following, where applicable:

a summary of your concerns,
details, such as the name of the person you were dealing with, the date the concern occurred, date spoken to Payment Card Network
Organizations (PCNO), AptPay or representative,
copies of any supporting documentation (i.e. agreements, statements, correspondence from PCNO),

And

Nothing restricts you from directly filing a complaint with the Financial Consumer Agency of Canada (FCAC) to investigate non-compliance with the Code. FCAC can be reached via:

Phone: 1.866.461.3222
Email: [email protected]
Mail: Financial Consumer Agency of Canada
6th Floor, Enterprise Building
427 Laurier Ave. West Ottawa, ON
K1R 1B9

FCAC is not a dispute-resolution agency for consumers in their individual dealings with payment card network operators or acquirers.
Please note that the information being submitted may be shared with the PCNOs, FCAC, or financial institutions in order to assist us in answering your concerns.