Where Payments are Quick, Simple, and Economical

APT-ACH Services ACH Payment Service

Partner and Merchant Spotlight

AptACH partner logo for NRT Technology
GCE logo, partner of AptPay's AptACH service
AptACH partner logo - Woodbine
AptACH partner iPayout logo
Logo of AptACH Partner iFinance


APT-ACH is an electronic, bank-to-bank money transfer processed through the Automated Clearing House (ACH) Network. Our solution supports a wide range of payment operations including one-time and subscription payments, payroll, and vendor payments.

With APT-ACH, we aim to streamline financial processes, eliminate paper checks, and provide a secure and reliable payment system. This service is a key component of our broader efforts to enhance payment and compliance solutions for our clients

Man using calculator to execute bank-to-bank transfers via AptPay APT-ACH, a secure electronic money transfer service.


What Are APT-ACH Benefits?

Cost Effective Solutions

APT-ACH provides an affordable transaction platform, reducing operational costs for small and medium businesses while ensuring efficient fund transfers

Checks No More

Eliminate the hassle and delay of paper checks with APT-ACH, streamlining payments directly into accounts for quicker, more reliable transactions.

Flexible Payment Scheduling

Adapt to the dynamic needs of your business with APT-ACH’s flexible scheduling, allowing for timely payments that align with your business cycle.

Bulk Payment Mastery

Handle high-volume transactions effortlessly with APT-ACH’s bulk payment capabilities, ideal for managing payroll and large vendor payments efficiently.

Subscription Payments

Streamline Subscription Payments

With APT-ACH, revolutionize how your business manages subscription payments. This platform is a game-changer for small and medium-sized businesses looking to simplify recurring billing processes. Whether you’re billing customers or dealing with vendor payments, APT-ACH’s seamless integration of ACH Credits and Debits ensures a smooth, automated flow of funds. This means less time spent on manual invoicing and more time focusing on growing your business.

The real power lies in its ability to handle varied payment needs effortlessly, from direct deposit payroll to regular invoice payments. Embrace the efficiency of APT-ACH and transform the way you handle subscription payments, giving your business the edge it needs in a competitive marketplace. This isn’t just about transferring funds; it’s about upgrading your entire payment system to be more efficient, reliable, and user-friendly.

Accept Subscription ACH Payments Online
Process Payroll with ACH Payment Solutions


Simplify Payroll Processing

APT-ACH revolutionizes payroll for small and medium-sized businesses, making it a seamless and stress-free process. This platform merges ACH Credits and Debits, enabling you to efficiently manage direct deposit payroll, ensuring your employees are paid accurately and on time, every time. With APT-ACH, you’re not just transferring funds; you’re adopting a comprehensive solution that takes care of the complexities involved in payroll disbursements. It eliminates the need for cumbersome manual processes, reducing the risk of errors and saving valuable time. This means more resources can be devoted to growing your business rather than getting bogged down in financial minutiae.

Whether you have a handful of employees or a growing team, APT-ACH scales to meet your payroll needs, providing a reliable, secure, and user-friendly experience. Embrace the future of payroll with APT-ACH, where efficiency, accuracy, and ease of use come together to support your business’s financial health and employee satisfaction.

Vendor Payments

Effortless Vendor Payments

APT-ACH transforms the way small and medium-sized businesses manage vendor disbursements. This comprehensive ACH transaction platform streamlines the entire process of paying vendors, making it efficient and hassle-free. With both ACH Credits and Debits functionality, APT-ACH allows for seamless money movement, ensuring that your vendors are paid promptly and accurately. This level of efficiency is vital for maintaining healthy business relationships and securing supply chain stability. The platform caters to a wide range of payment scenarios, from one-time purchases to recurring orders, providing the flexibility to adapt to your business’s evolving needs.

Moreover, APT-ACH’s user-friendly interface simplifies transaction tracking and reconciliation, offering you a clear view of your financial obligations and outflows. This not only saves time but also reduces the likelihood of payment errors, reinforcing your business’s credibility and trustworthiness. Embrace APT-ACH for vendor disbursements, and take a significant step towards optimizing your business operations and enhancing vendor relations.

Effortless vendor payments with ach transactions

Use Cases

Why Use APT-ACH?

One Time Payments

APT-ACH offers a cost-effective, check-free solution for one-time payments, ensuring fast and secure transactions with flexible scheduling.

Subscription Payments

Manage subscription payments effortlessly with APT-ACH’s bulk payment capabilities, providing a flexible and reliable solution for recurring billing.

Payroll Processing

Streamline your payroll process using APT-ACH’s efficient system that eliminates checks and allows for flexible payment scheduling to suit business needs.

Vendor Disbursement

APT-ACH enables smooth vendor payments, offering bulk processing options that are both cost-effective and time-saving for regular disbursements.

AptPay's orchestration engine overview

Payment Orchestration

What is an Orchestration Engine

AptPay has developed a comprehensive ecosystem that combines payment and compliance services. This orchestration engine consolidates all payment methods, from domestic payment processing to instant fund disbursement and cross-border remittances.

It also integrates verification processes such as KYC, AML checks, sanction screening, and other regulatory assessments, enhancing its overall power and efficiency. Enter the Orchestration Engine. Discover the future of seamless transactions and compliance with AptPay today.


Your Business. Our Platform. Payments Evolved

Seamless Payment Experience: Our platform isn’t just about payments – it’s about powering your business. In today’s fast-paced business world, you can’t afford hitches.

Our platform streamlines your payment processes, allowing you to focus on what truly matters. With easy integration backed by comprehensive documentation, even the least tech-savvy can master our platform, boosting business growth and efficiency.

APT-ACH Platform: Seamless Payment Experience
AptPay's simple and secure API integration


Unlock Effortless API Integration

Streamline and Secure: Our API solution isn’t just about easing payment processes; it’s about revolutionizing them. When you integrate with our platform, you’re not only streamlining your financial procedures but also ensuring top-notch security.

With encryption and tokenization at its core, you can guarantee your clients that their transactions are in safe hands, while our comprehensive documentation makes the integration journey as smooth as silk.

Elevate Your Business