Streamline Payments. Less Risk. More Control

echeck payment processing

Partner and Merchant Spotlight

Partner Spotlight: NRT Technology Logo - AptPay
AptPay Partner Spotlight: GCE Logo - Empowering Payment Solutions
AptPay Partner Spotlight: Woodbine's Logo
AptPay Partner Spotlight: iPayout Logo
AptPay Partner Logo: iFinance - Elevating Financial Solutions


What Are eCheck Benefits?

Save More with Low Fees

Empower your business by significantly reducing disbursement costs, maximizing profitability.

Master Bulk Payments Easily

Seamlessly manage multiple vendor and customer payments, streamlining B2C and B2B transactions effortlessly.

Trust in Minimal Risks

Relish in enhanced security, ensuring every disbursement is safeguarded and reliable.

Customized Limits

We set personalized transaction boundaries, perfectly aligning with your business’s requirements.

Profit Maximization

Maximize Profits, Minimized Fees

In the bustling arena of business transactions, where every penny counts, eChecks emerges as a beacon for Small and Medium sized businesses. By offering a substantially reduced fee structure, it’s not just a digital transaction solution; it’s a pledge to bolster your bottom line. Forget the hefty charges that eat into your profits.

Instead, visualize a future where your business thrives, dispersing payments to customers or vendors without the anxiety of excessive costs. When every disbursement resonates with savings, it’s more than just a transaction—it’s a strategic advantage. Dive into the future of secure, swift, and economical payments with eChecks.

Streamline Payments, Boost Profits
eChecks Tailored to Your Needs

Ever Digital

Always On, Pure Digital

In the dynamic world of SMEs, one size doesn’t fit all. Recognizing the unique needs of Small and Medium sized businesses, eChecks introduces user-tailored limits, ensuring that every transaction is in tune with your business rhythm. Gone are the days when rigid limits would hinder your disbursement ambitions.

Whether it’s paying vendors or satisfying customer needs, you have the power to set a limit that resonates with your strategy and volume. eChecks doesn’t just provide a transaction platform—it offers a canvas for businesses to design their own financial masterpiece, all while ensuring security and speed. Dive in, and redefine the way you transact.

Adaptive Profits

Flexible Fees Boost Profits

With eChecks, Small and Medium sized businesses have an unparalleled edge, thanks to its robust bulk payment capability. Whether it’s multiple vendors or a plethora of customers, a single action can seamlessly disburse the needed funds.

No longer will businesses be bogged down by individual transactions, wasting both time and resources. Instead, eChecks paves the way for a streamlined, efficient process, allowing businesses to focus on growth and forging stronger vendor and customer relationships. Experience the revolution in bulk payments, designed specifically with your business’s scale and needs in mind.

Effortless Bulk Payments

Use Cases

Why Use eCheck?

Payroll: Lower Fees

Transform your payroll experience, optimizing disbursements with unbeatable low fees, enhancing profitability.

Vendor Payments: Bulk-Ready

Embrace efficient bulk vendor payments, streamlining your B2B processes and strengthening vendor relations.

Lending Payouts: Minimized Risk

Secure your lending payouts, leveraging eChecks’ minimal risk profile, ensuring consistent, reliable disbursements.

Affiliate Disbursements: Customized Limits

Customize affiliate payouts with precision, tailoring transaction limits that perfectly align with your business objectives.

Our Spaces

Spaces We’re Disrupting

B2C Payouts

  • Insurance/Healthcare
  • Gig Economy
  • Earned Wage Access
  • Cross-Border Payments
  • Lotteries & Gambling
  • Government Aid
  • Travel
  • Lending

B2B Payments

  • Rapid Merchant Settlements
  • Accounts Payable
  • Cross-Border Payments
  • Online Market Places
Reshaping Industries for the Digital Age
AptPay's orchestration engine overview

Adaptive Profits

What is an Orchestration Engine

AptPay has developed a comprehensive ecosystem that combines payment and compliance services. This orchestration engine consolidates all payment methods, from domestic payment processing to instant fund disbursement and cross-border remittances.

It also integrates verification processes such as KYC, AML checks, sanction screening, and other regulatory assessments, enhancing its overall power and efficiency. Enter the Orchestration Engine. Discover the future of seamless transactions and compliance with AptPay today.


Your Business. Our Platform. Payments Evolved

Seamless Payment Experience: Our platform isn’t just about payments – it’s about powering your business. In today’s fast-paced business world, you can’t afford hitches.

Our platform streamlines your payment processes, allowing you to focus on what truly matters. With easy integration backed by comprehensive documentation, even the least tech-savvy can master our platform, boosting business growth and efficiency.

Powering Payments Solutions For Businesses
AptPay's simple and secure API integration


Unlock Effortless API Integration

Streamline and Secure: Our API solution isn’t just about easing payment processes; it’s about revolutionizing them. When you integrate with our platform, you’re not only streamlining your financial procedures but also ensuring top-notch security.

With encryption and tokenization at its core, you can guarantee your clients that their transactions are in safe hands, while our comprehensive documentation makes the integration journey as smooth as silk.