Spend Less on Transactions, Invest More in Growth

AptPay's Ecommerce Payment Solutions
NRT Technology Logo: Powering E-Commerce with AptPay Partnership
GCE Logo - AptPay's Trusted E-Commerce Partner
Woodbine's Logo: Partnering with AptPay for E-Commerce Solutions
NRT Technology Logo: Powering E-Commerce with AptPay Partnership
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Industry Information

Optimize Your E-commerce Finances, Slash Credit Card Fees

According to a report by Payments Canada, the average cost of processing a credit card transaction for a Canadian merchant was 1.4% of the transaction value in 2020. This includes the interchange fee, the network fee, and the acquirer fee. The interchange fee alone accounted for 0.8% of the transaction value.

Lowering these fees can significantly improve market positioning and appeal to cost-conscious consumers.

Minimize Expenses, Maximize Profit with Ecommerce Payment Solutions


Revolutionize Your Revenue with AptPay’s E-commerce Solutions

Instant Payments, Instant Satisfaction

Apt-Send: Rapid Commissions

Enhance Transaction Efficiency with Apt-Send 

  • Funds Available Within Minutes 
  • 24/7/365 Availability 
  • Universal Bank Account Compatibility 
  • Lower transaction fees than checks
  • Accelerates income reception for agents and partners, fostering satisfaction and loyalty
  • Immediate commission payouts

Auto Deposit

Streamline Online Transactions with Auto Deposit 

  • Pay suppliers and vendors efficiently for inventory and services 
  • Fully compatible with numerous bank accounts throughout Canada and the USA 
  • Available 24/7/365, perfectly matching the demands of the always-on e-commerce environment
  • Ensures timely procurement and service payments
  • Reduces manual effort and increases efficiency

Direct Debit

Simplify Recurring Payments with Direct Debit 

  • Automate Loyalty Program Payments 
  • Streamlined Subscription Services 
  • Securely withdraw funds directly from customer bank accounts upon their authorization, simplifying the payment process 
  • Seamless E-commerce Integration 
  • Extensive Bank Account Reach


Revolutionize Your E-commerce Strategy with Alternative Payment Solutions


Reduction in Transaction Costs

By adopting our advanced payment methods, e-commerce platforms can lower their transaction fees compared to traditional payment methods. Lower costs mean higher profit margins, which is crucial for the competitive e-commerce landscape.


Enhanced Efficiency and Savings

Alternative payment methods streamline financial operations, offering savings by reducing interchange fees, cross-border fees, currency conversion fees, and chargeback fees. This enhanced efficiency is a boon for e-commerce businesses looking to optimize their operations.


Increased Conversion Rates

Our payment solutions are designed to streamline the checkout process, making it faster and more user-friendly. This ease of use can significantly boost conversion rates, as customers are more likely to complete purchases without encountering any payment hurdles.


Boost Sales and Cash Flow

Implementing our payment solutions enables e-commerce businesses to process transactions faster. This rapid processing means customers can complete purchases more swiftly, enhancing cash flow and potentially increasing sales due to the ease and speed of the transaction experience.


E-commerce Grade Solutions

Simple Integration

Connect seamlessly through API Integration or Web Portals to any payment rail, providing you with flexibility, control, security, and speed.

Real Time* Money Movement

Accept or Disbursement Funds in Real Time*. Funds can be instantly deposited into accounts and made available for immediate use.

Security & Stability

Best-in-class Security & Compliance capabilities for Managing Regulatory, Financial and Fraud Risk. Mastercard and Visa Certified.

Risk Management

Provides real-time Visibility and multi-level Transaction Controls. Including Transaction limits, Velocity controls, plus the ability to Approve or Reject a Payment.