Transforming Payments, One Transaction at a Time

APT-EFT Services EFT Payment Gateway

Partner and Merchant Spotlight

AptEFT partner NRT Technology logo - Revolutionizing Payment Solutions
AptEFT partner GCE logo - AptPay
AptEFT partner Woodbine logo - AptPay
AptEFT partner iPayout logo - AptPay
Logo of iFinance - AptEFT Partner


Apt-EFT is a payment solution to transfer money between two bank accounts domestically. Our platform allows for flexible payment scheduling and ease in handling bulk payments, making it ideal for managing subscription payments and simplifying payroll processes.

APT-EFT is especially beneficial in North America, offering a user-friendly interface for seamless integration and secure fund movement between bank accounts.

APT-ACH Money Out and Money In


What Are APT-EFT Benefits?

Cost Saving Transfers

APT-EFT reduces operational costs for small and medium businesses, making fund transfers and receipts more economical and efficient.

Check-Free Transactions

Eliminate the hassle of paper checks. APT-EFT offers a streamlined, digital solution for secure and quick fund movements.

Flexible Payment Scheduling

Adapt to dynamic business needs with APT-EFT’s flexible scheduling, allowing precise control over payment timings and frequencies.

Bulk Payment Ease

APT-EFT simplifies handling large volumes of transactions, perfect for businesses managing multiple customer or vendor payments efficiently.

Subscription Ease

Effortless Subscription Management

In the dynamic world of small and medium-sized businesses, managing subscription payments can be a complex task, often involving multiple platforms and processes. APT-EFT simplifies this aspect of business finance by providing a comprehensive solution tailored for efficient handling of recurring payments. Whether it’s managing direct deposit payroll or handling regular invoice payments, APT-EFT streamlines these processes with its Automated Clearing House transaction capabilities. This platform merges ACH Credits and ACH Debits, enabling businesses to effortlessly add funds to recipient accounts and move money between bank accounts. Especially beneficial in North America, APT-EFT’s seamless integration and user-friendly interface make it an ideal choice for businesses seeking a reliable and efficient method to manage their subscription-based transactions. By adopting APT-EFT, businesses can focus more on growth and customer service, while the platform takes care of the intricate details of subscription payment disbursement and collection.

Accept Subscription EFT Payments Online
Process Payroll with EFT Payment Solutions

Payroll Simplify

Simplified Payroll Processing

APT-EFT revolutionizes payroll management for small and medium-sized businesses. This robust Automated Clearing House (ACH) platform is expertly designed to streamline the complexities of payroll disbursements. By integrating both ACH Credits and ACH Debits, it allows businesses to execute direct deposit payroll with unprecedented ease and reliability. With APT-EFT, adding funds to employee accounts becomes a hassle-free process, ensuring timely and accurate salary payments. This efficiency extends to all aspects of payroll, including bonuses, reimbursements, and other compensations. The platform’s user-friendly interface simplifies setup and maintenance, allowing businesses in North America to handle their payroll needs with minimal effort. Furthermore, APT-EFT’s secure and seamless money movement between bank accounts guarantees that both businesses and their employees experience a smooth and trustworthy transaction process. By choosing APT-EFT, businesses not only save valuable time and resources but also enhance their operational efficiency, allowing them to focus more on growth and less on administrative financial tasks.

Vendor Efficiency

Efficient Vendor Payments

APT-EFT transforms the way small and medium-sized businesses handle vendor disbursements. This comprehensive Automated Clearing House (ACH) transaction platform is a game-changer in the realm of financial operations, particularly for businesses in North America. With the integration of both ACH Credits and ACH Debits, APT-EFT streamlines the process of adding funds to vendor accounts, ensuring seamless and efficient money movement. This capability is crucial for businesses that regularly engage in transactions with multiple vendors, as it significantly reduces the time and effort involved in managing these payments. Whether it’s for settling invoices, purchasing supplies, or any other vendor-related expenses, APT-EFT provides a reliable and secure solution. Its user-friendly interface and robust functionality allow businesses to execute vendor payments with precision and ease, thereby enhancing their financial management efficiency. Adopting APT-EFT means businesses can maintain strong vendor relationships through timely and accurate payments, ultimately leading to smoother operations and the potential for better negotiation and terms in the future.

Effortless vendor payments with EFT transactions

Use Cases

Why Use APT-EFT?

Simplify One-Time Payments

APT-EFT offers a cost-effective solution for businesses to execute one-time payments quickly, eliminating the need for checks and enabling flexible scheduling.

Streamline Subscription Handling

Ideal for managing recurring charges, APT-EFT allows businesses to handle subscription payments efficiently, offering bulk payment capabilities and cost savings.

Effortless Payroll Management

APT-EFT simplifies payroll processes with its flexible scheduling and direct debiting feature, making it a cost-effective and reliable solution for businesses.

Seamless Vendor Disbursements

Enhance vendor payment efficiency with APT-EFT’s bulk payment feature, ensuring cost-effective and timely disbursements with robust security.

APT-EFT AptPay's orchestration engine overview

Payment Orchestration

What is an Orchestration Engine

AptPay has developed a comprehensive ecosystem that combines payment and compliance services. This orchestration engine consolidates all payment methods, from domestic payment processing to instant fund disbursement and cross-border remittances.

It also integrates verification processes such as KYC, AML checks, sanction screening, and other regulatory assessments, enhancing its overall power and efficiency. Enter the Orchestration Engine. Discover the future of seamless transactions and compliance with AptPay today.


Your Business. Our Platform. Payments Evolved

Seamless Payment Experience: Our platform isn’t just about payments – it’s about powering your business. In today’s fast-paced business world, you can’t afford hitches.

Our platform streamlines your payment processes, allowing you to focus on what truly matters. With easy integration backed by comprehensive documentation, even the least tech-savvy can master our platform, boosting business growth and efficiency.

Powering EFT Payments Solutions For Businesses
AptPay's simple and secure EFT API integration


Unlock Effortless API Integration

Streamline and Secure: Our API solution isn’t just about easing payment processes; it’s about revolutionizing them. When you integrate with our platform, you’re not only streamlining your financial procedures but also ensuring top-notch security.

With encryption and tokenization at its core, you can guarantee your clients that their transactions are in safe hands, while our comprehensive documentation makes the integration journey as smooth as silk.

Efficiency Awaits, Get Demo