Your Business, Your Way: Custom Cards for Every Transaction

APT-PREPAID Services: Prepaid Card Solutions

Partner and Merchant Spotlight

AptPREPAID NRT Technology logo - Partner logo
AptPREPAID partner GCE logo - Enhancing financial solutions with GCE partnership.
AptEFT partner GCE logo - AptPay
Logo of iPayout, a Partner of AptPay - Enhancing Financial Solutions
Logo of iFinance, a valued partner of AptPay's AptPREPAID service


Apt-Prepaid is a prepaid card issuing, loading and program management service that supports instant pay-outs for any industry in North America. Our service includes physical, virtual, and digital cards, compatible with major mobile payment platforms for seamless transactions.

Businesses can benefit from reloadable and single-load options, catering to various disbursement needs. APT-PREPAID cards are ideal for payroll management, loyalty programs, expense tracking, and efficient fund distribution, providing a versatile financial tool for modern businesses.

Man using AptPay APT-PREPAID service for seamless transactions with physical, virtual, and digital cards.


What Are APT-Prepaid Benefits?

Customize Your Card Flexibly

Tailor the APT-PREPAID card to fit your business brand and needs, ensuring a personalized and professional representation in every transaction.

Versatile Card Options

Choose from a range of card formats to suit various business scenarios, whether for in-person purchases or online transactions.

Mobile Pay Enabled

Facilitate seamless and fast payments across various platforms, enhancing convenience for your business and your clients.

Reloadable Convenience

Opt for flexible loading options to control business spending efficiently, aligning with your company’s cash flow and budgetary requirements.

Payment Flex

Flexible Payment Card Solutions

APT-PREPAID offers a unique blend of physical, virtual, and digital card options, catering to diverse business needs in disbursing funds to customers and employees. This versatility allows businesses to choose the most suitable format for each transaction type. Physical cards are ideal for hands-on transactions and gifting, offering a tangible and personal touch. Virtual cards provide a secure and immediate solution for online payments, streamlining the purchasing process. Digital options integrate seamlessly with mobile wallets like Samsung Pay, Google Pay, and Apple Pay, ensuring convenient and quick transactions on-the-go. This range of options empowers businesses to manage disbursements effectively, whether it’s rewarding employees, reimbursing expenses, or facilitating customer refunds.

By adopting APT-PREPAID, businesses can enhance their operational efficiency, offer flexibility to recipients, and maintain high security and control over their financial transactions. This adaptability makes APT-PREPAID an invaluable tool in the modern business environment, where flexibility and efficiency are key to successful financial management.

Versatile Prepaid Card Options for Every Need
Universal Compatibility with AptPay's prepaid Cards

Mobile Pay

Universal Mobile Pay Integration

In today’s fast-paced business environment, APT-PREPAID elevates convenience and accessibility by being fully enabled for Samsung Pay, Google Pay, and Apple Pay. This critical feature allows businesses to disburse funds to their customers or employees with unparalleled ease. By integrating with the most widely-used mobile payment platforms, APT-PREPAID ensures that recipients can access and utilize their funds instantly, no matter where they are. This compatibility eliminates the need for physical card handling, reducing logistical challenges and enhancing security. It’s particularly beneficial for remote or field-based employees and for customers who prefer digital transactions.

The ability to integrate seamlessly with major mobile wallets also means businesses can cater to a tech-savvy audience, reinforcing their image as a modern, forward-thinking company. This digital approach not only streamlines the payment process but also significantly reduces the time and effort involved in managing financial transactions. In essence, APT-PREPAID’s compatibility with Samsung Pay, Google Pay, and Apple Pay is more than a convenience; it’s a strategic advantage for businesses aiming to optimize operational efficiency and provide superior service in the digital age.

Loading Options

Flexible Loading Options

APT-PREPAID stands out in the financial market with its dual offering of reloadable and single-load options, catering to diverse business disbursement needs. This feature provides businesses with unparalleled flexibility in managing their financial operations. For ongoing expenses or regular payments to employees, the reloadable option ensures a continuous, hassle-free flow of funds without the need for issuing new cards each time. This is especially beneficial for businesses with a dynamic workforce or those that manage recurring expenses.

On the other hand, the single-load option is perfect for one-time payments, gifts, bonuses, or reimbursements, allowing businesses to control expenses effectively while maintaining a simple and efficient payment process. This versatility makes APT-PREPAID an ideal choice for businesses looking to streamline their payment strategies. It not only offers convenience and ease of use but also provides a robust solution to cater to both regular and ad-hoc financial transactions, ensuring businesses can adapt swiftly to their changing financial needs while maintaining control and oversight over their expenditures.

Reloadable & Single-Use prepaid cards Options

Use Cases

Why Use APT-Prepaid?

Enhance Loyalty with Customizable Cards

Offer personalized loyalty cards that are customizable, and available in physical, virtual, and digital formats, enhancing customer engagement and retention.

Efficient Payroll Management Simplified

Utilize APT-PREPAID for streamlined payroll distribution, providing employees with reloadable options for easy access to their earnings.

Easy Winnings Disbursement Solution

Effortlessly disburse contest or promotional winnings using APT-PREPAID cards, which are compatible with Samsung Pay, Google Pay, and Apple Pay for recipients’ convenience.

Streamline Business Expense Tracking

APT-PREPAID cards simplify expense tracking and management, offering versatile physical, virtual, and digital cards for different business spending needs.

AptPay's orchestration engine overview

Payment Orchestration

What is an Orchestration Engine

AptPay has developed a comprehensive ecosystem that combines payment and compliance services. This orchestration engine consolidates all payment methods, from domestic payment processing to instant fund disbursement and cross-border remittances.

It also integrates verification processes such as KYC, AML checks, sanction screening, and other regulatory assessments, enhancing its overall power and efficiency. Enter the Orchestration Engine. Discover the future of seamless transactions and compliance with AptPay today.


Your Business. Our Platform. Payments Evolved

Seamless Payment Experience: Our platform isn’t just about payments – it’s about powering your business. In today’s fast-paced business world, you can’t afford hitches.

Our platform streamlines your payment processes, allowing you to focus on what truly matters. With easy integration backed by comprehensive documentation, even the least tech-savvy can master our platform, boosting business growth and efficiency.

Powering Prepaid Card Solutions For Businesses
AptPay: Simple and Secure API Integration for Prepaid Card Solutions


Unlock Effortless API Integration

Streamline and Secure: Our API solution isn’t just about easing payment processes; it’s about revolutionizing them. When you integrate with our platform, you’re not only streamlining your financial procedures but also ensuring top-notch security.

With encryption and tokenization at its core, you can guarantee your clients that their transactions are in safe hands, while our comprehensive documentation makes the integration journey as smooth as silk.

Experience Seamless Payments